docs: add Phase 17 billing UX plan

Documents decisions from April 2026 design session: - Replace token-based metering with operation counts (searches + index jobs) - Tier selector UI needed to expose Growth/Pro upgrade paths - ICP canister storage analysis: text notes ~$5-6/mo per 1K users, not a concern - "Unlimited storage" confirmed as accurate Pro selling point - Token tracking deferred pending canister-side changes - Build order: 17A tier selector → 17B op metering → 17C pack labels → 17D tokens (deferred)

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