---
title: Quarterly report — Q1 2026
project: finance-template
tags:
  - report
  - quarterly
  - performance
date: 2026-04-07
---

# Quarterly report — Q1 2026

**Period:** 2026-01-01 — 2026-03-31 | **Base currency:** USD (template)

## Performance (high level)

- Total portfolio return **+4.2%** gross per custodian statement methodology; benchmark (60/40 blend) **+3.1%**.
- Digital sleeve **volatile**; contribution to return +0.6% after rebalance timing.

## Key events

- January: increased cash after **bonus inflow**; deployed to index core over four weeks (DCA).
- February: tax-loss harvesting **not** utilized—no lots met policy thresholds.
- March: verified **staking reward** classification with CPA draft memo (link in secure drive).

## Cash flows

- Contributions: employer plan + taxable (amounts in spreadsheet, not duplicated here).
- Withdrawals: none material.

## Outlook / plan

- Maintain policy bands; **no** tactical shift unless inflation data or employment prints breach predefined rule set (see thesis notes).
- Q2 focus: finalize **HSA** investment allocation and document in `positions/`.

## Compliance reminder

This note is **not** tax advice; it summarizes what occurred for your own records.